It's very common for (family) farmers to die in accidents like the article hints at. Not specifically related to grain bins, but in general due to working with hazardous equipment and chemicals and having no regard for labor and safety laws.
So, even if you didn't mean to, I think you called a lot of people idiots.
I was just trying to reframe it as, people who work for themselves rather than a corporation tend to take a lot more risk and settle for a lot less pay.
So if you know people like that, you'd know about the consequent misfortunes.
I'm not trying to be critical, really, what it comes down to is that if "most of the people [you] know" wouldn't take the risks that I associate with farmers, then it makes me wonder what sort of people they are. What context you are coming from.
My grandfather was a farmer. I don't know the details, but he died after a mishap cleaning something with gasoline. Not immediately. I read a news item once where a farmer was overcome by something with toxic fumes, and the whole family died in succession, each one going in to rescue the other. There was another about someone who got their arms ripped off while working alone and managed to get help.