Right, that’s the only one I’ve ever heard, but what does ‘without third party payment processor involved’ bring in practice?
I have a European bank account and a US one, and I don’t experience any meaningful difference, indeed the third party processors in the US are generally far more feature rich than the bare bones European bank options.
Hardly: “The US is so far behind in banking and actual useful technology it's quite funny.”
More: An irrelevant implementation detail that doesn’t impact end users.
