Me either. I took this opportunity to take the plunge.
I had a Coinbase account already from years ago but never linked it to any payment source. At the time the only options were my bank account, which didn't sit well with me.
Now PayPal is an option, which is also linked to my bank account, but the one level of indirection made me a bit less hesitant. Also, the combination of Coinbase and PayPal seems low(er) risk to me.