The article's point is that, while understandable, the UI completely hides these facts from you. Finder is not mentioned as having FDA in the settings app, and so, even if you realize that Automation of FDA app means having FDA, you won't be able to tell implicitly that apps having Automation of Finder rights also have FDA through this mechanism.
Furthermore, in principle there is nothing stopping OSX from giving me a prompt when Automation AppX without FDA access wants to access my files through Finder specifically.