> I think he should be free to do something reckless if it’s only his life at stake.
It's never only the one guy. There's rescue people and equipment, taking their time from other rescue work and possibly putting their lives in danger. And tax dollars.
That's a weird objection. Maybe you will fall on your bathroom today, break a bone, and fixing this might end up being expensive to society. However, we don't generally ban activities because of their societal cost; whatever you do in your own bathroom is your business.
Bathroom business being a normal life activity. Risking your life in a reckless activity, when you were warned? Yeah, such idiots should pay for the full cost of their own rescue.