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0 pointsmmarq4y ago0 comments

A senior dev in London makes 60-80K, so it’s almost the same without cost of life adjustments. Outside of London, economy-wise, you are likely to find places more similar to eastern Europe than to Bavaria.

80K€ in Munich is a good salary, considering that you don’t have to pay for private healthcare (in the UK you have to), education is free (in the UK it costs a fortune, either in private school fees or in housing premia) and rents are much much lower than in London (for equivalent properties).

Taxes are higher in Germany, but not extremely so if you account for child deductions and family support. A family of 2 in London making 80K per annum, will spend ~20K to send a child to a random nursery, 5-6K£ in healthcare and 2K£ in public transport (just to name the first 3 thing that come to mind), and will be much poorer than a German family making 50K€ per annum.

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objclxt4y ago

Healthcare is free in the UK. I don’t know where you’re getting the idea you need to spend “£5-6k” on it.

A lot of employers in the UK offer additional health insurance as a benefit, but that’s on top of - not instead of - what the NHS offers you.

mmarqOP4y ago

The quality of service of the NHS is extremely low compared to its European counterparts. It’s not my problem, because I have a very comprehensive healthcare insurance from my employer, which costs more than 300£ per month per person.

Just to give a practical example, you can go through an entire pregnancy without ever seeing an NHS gynaecologist (I know because it’s my experience), and if you go to private doctors, which you should, 3 visits plus some ultrasound scans and tests may cost in excess of 3000£. Also GPs have a tendency to prescribe (random) medicines without referring patients to specialists, which is simply not civilised, and so you end up going to a private doctor and paying 2-300£ per visit.

A family of 3 can easily spend 5-6K£ per annum in healthcare, especially during the first years of the child.

martinald4y ago

With the NHS you need to "play" the system a bit unfortunately. The key is finding a great GP and asking for him/her by name when getting an appointment. There are a lot of terrible GPs out there and if you just listen to them you may get screwed. If you have a good GP (I would recommend looking up the practice and figuring the head GP there and then asking for him/her by name) the healthcare system is pretty good. Yes specialist referrals can take a while, but again if you have a good relationship with your GP they will be able to expedite it for you.

It's definitely not the same as the German system for example where every minor issue gets a million tests and multiple specialists, but usually that isn't needed. If you feel you need that and want to spend thousands on private appointments with specialists it is not going to be a good system for you. FWIW I've never ever heard of anyone that hasn't had loads of ultrascans in pregnancy. That is not normal at all.

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conjectures4y ago

> A senior dev in London makes 60-80K

This is just not true. Senior dev at non FAANG could well add 50% to those numbers.

mmarqOP4y ago

A senior dev in a hedge fund may make more than 200K£ and I was well into 6 digits before becoming a manager, but a senior dev at non-FAANG wouldn’t usually make more than 80K and I know several good senior devs who make less than 70K£.

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0 pointsmmarq4y ago0 comments

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objclxt4y ago

Healthcare is free in the UK. I don’t know where you’re getting the idea you need to spend “£5-6k” on it.

A lot of employers in the UK offer additional health insurance as a benefit, but that’s on top of - not instead of - what the NHS offers you.

mmarqOP4y ago

A family of 3 can easily spend 5-6K£ per annum in healthcare, especially during the first years of the child.

martinald4y ago

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conjectures4y ago

> A senior dev in London makes 60-80K

This is just not true. Senior dev at non FAANG could well add 50% to those numbers.

mmarqOP4y ago

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