In fact seatbelts can kill you. I have a friend that went out with his has car and a friend 20 years ago, they did drink too much and had an accident. He was expelled by the acceleration the car had(because he used no seatbelt) while his friend burned alive inside the car.
What makes seatbelts generally safer is that it is a single point of failure, you leave only one possibility for the position of occupants, so you could put a team of engineers working around this single point of failure and develop solutions for that, like now that you know all your occupants remain inside you can make the deposit to absorb impacts, or you can use airbags, that are useless or even dangerous without using seatbelts.
Without seatbelts , there is almost infinite possibilities and combinations of failure, and you can not design against that.
But a solo enthusiast in India has not this luxury.