I think there’s a counterpoint which is “while you may not have everything, it seems wise to use those things you do have.”
I cannot fathom that a person with the skills, resources, and tenacity to DIY a helicopter could not lay their hands on at least a car seatbelt and a scooter helmet during the course of the project. I wouldn’t be surprised if the crash scene was within sight of both of those items.
“Aviation in itself is not inherently dangerous. But to an even greater degree than the sea, it is terribly unforgiving of any carelessness, incapacity or neglect.”