but money (or that other favorite punching bag, corporate structures) are really straw men. they are just recent, transient and evolving constructs. it is conceivable that we could do better with improved versions, or even additional such tools that we haven't yet imagined.
there is, in this respect an interesting data point. this other "pandemic" (cryptomania). this too is mostly depressing in the amount of financial / economic ignorance it reveals - but it offers a silver lining in showing how indeed "made-up" the money system actually is, and thus its in-principle malleability