Haha :-) My home address has been listed in WHOIS for years and it’s never been a problem for me, I give my phone number out to any company that interacts with me and asks for it. When I grew up we always got paper phone books and you could look up anyone’s number, it wasn’t a problem.

Bank account PIN… That actually needs to be secure, but it goes over HTTPS, I don’t need a VPN on top of it. If the Govt wants the cash in my bank they’ll just tell the bank and take it all, without my PIN anyway.