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0 pointss17n4y ago0 comments

There's no way to do peer to peer direct bank transfers in the US.

Also, in the US, credit card providers accept all liability for fraud, as a consumer there's no way you will ever lose money to credit card fraud.

0 comments

maccolgan4y ago

ACH does work, but it's just not accessible via an API and such.

s17nOP4y ago

How do you send money via ACH? I've never figured out a way to do it. Unless you're talking about the common "link an account" functionality where you do trial deposits, etc...

fmajid4y ago

There’s Zelle, but it lacks universal coverage.

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