Well i took from your reply that you challenged the notion that citizens have _not_ wanted the get-rich-quick crypto jazz.
I wasn't saying that chargebacks don't exist. I was saying that the government dictating that you cannot lose all your money in a foolish endeavor would, in some parts be seen as infringing on your "freedoms".
Force safety nets was the discussion, as i took it. And some countries are resoundingly against forced safety nets.