>It is welcome, I had just assumed you had not read to the bottom of my comment.
I went back and re-read your comment, and yes I did read the bottom of it.
The stores I'm talking about aren't large retailers (like Target and Aldi) as you mentioned.
Most of the small stores I'm talking about pay 3-5% on CC transactions, unlike those chain stores who likely pay 1.5% or less.
What's more, the volume/revenue of such small stores makes such fees prohibitively expensive, unlike Target or Aldi, who already pay less and whose customers are more likely to spend larger sums.
The profit on a sandwich and a beer ($10-12) for such a small store might be a couple dollars. Having to pay 1/3 of that in CC processing fees isn't viable.
Which is why those stores have credit card surcharges.
That was my point, which is, at least AFAICT, a much different one than you made.
Apologies if I misunderstood.