Honestly, I wouldn't be concerned about that. Insurance is nothing more than free revenue for the carrier.

I'd send close to 500 packages a month to destinations all over the world, and tracked items almost never go missing.

For those that do go missing, it's always to a few hotspots that I would simply avoid if selling an item this valuable (pretty much just Brazil and South Africa now; Russia and Italy are much better than they used to be).

Require signing for packages and its a solved issue.

Oh, I'm sure they see it every single day, but nobody cares. They're actually less likely to hassle you if you write a low value on the package - can literally shave a week+ off of delivery times.