The oldest gen z are just out of college though. I think it’s the younger millennials you might be describing (people a decade into their career with little prospect of home ownership).

I think a lot of this lack of agency is what's driving the current interest in things like van life and digital nomadism. Whichever way you sell it, the idea that people ought to live every year until their 40s spending a huge chunk of their wages paying off some random Baby Boomer's mortgage through extortionate rents rather than their own is a bleak thing to face, especially when you can't even hang up a picture or adopt a pet in a lot of cases.

I for one am planning on moving onto a sailing yacht next year, while it's not exactly much cheaper that money is better spent on the inevitable maintainance than keeping the landlord's wine cooler full!