Who is responsible for drinking the poison?
I agree that we don't prepare high school kids for real life. We're too busy focusing on their feelings and building a generation of weak minded fools that will never be fully functional adults.
I also agree that we need government out of the edu loan business. It is a poison pill and just enriches the self-serving class that operates these schools.
The greatest mistake was allowing them to lobby and sell the American people the BS that a college degree is required to live a good life. There are endless examples of that not being the case.