The right to remain silent is a vital right in criminal court cases, but certainly doesn't apply to our own conclusions. Consider that only Tinder has records indicating whether there was a ToS violation, and what that violation was. Tinder is not releasing those records. Tinder has a financial incentive to claim that there is a ToS violation. Putting those three items together isn't proof that Tinder is lying, but is evidence in that direction.

Thing is, you probably don't want to chargeback in this scenario because the app charges through Apple's billing system.