- identify myself: The state I'm in has not rolled out any support for electronic IDs so short of "taking a photo of a DL (which the Nokia also would allow for) and hoping for the best", I can't do this with a smartphone either.
- ride the bus, buy tickets for trains: Ditto for transit. No phone-compatible NFC integration at all means I still need a good old fashioned transit card. Train tickets can be bought digitally via the browser, which probably doesn't count (and the Nokia could also do this).
Also:
- banking: While there are dedicated apps, I don't see how the Nokia would prevent you from doing this via the bank's website or over the phone. Banking apps are not particularly more secure than the website and usually don't offer anything beyond what is available there.
So really a lot of the features mentioned are not that commonly available even for smartphones!