Our hot water is gas, but our HVAC (heat pump), dryer is already electric. The oven would be electric also, but it’s rarely used. Anyways, I would let an electrician make the call, but my feeling is that EV level 2 charging and induction would put us over when a 150A panel could handle.
Yeah, heat pump and dryer can push you over, especially if you are in a colder climate. Miele makes a 115V/20A heat pump dryer that you might consider even if you go to 200A.