Yes thats what I see happening. On top of this there would be strict policing by Apple and Google to provide a good user experience. Carriers and banks would certainly be subscription providers. The reason why I like carriers specifically is because they invest in a core resource of the mobile computing experience. Apple provides the compute and storage, while Verizon etc provide the network. So far, Apple has captured most of the value in mobile computing due to aggressive subsidies. If carriers could take a small share of app revenue they would be getting something back. If I subscribe to Stadia via Verizon, it means Verizon can pump that money into mmWave 5G to lower the latency on that cloud gaming experience. I basically just want healthy investment into the infrastructure that matters. I don’t give a shit if Spotify gets to keep more money or not.