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0 pointssidr4y ago0 comments

Why is this an advantage? The factors in assessing the risk are the creditworthiness of the customer and the amount. Also, I find it hard to believe that the creditworthiness of a customer actually fluctuates fast enough for Affirm to be able to do some arbitrage on it.

0 comments

kazanins4y ago

Time of purchase, purchased goods, user behavior during the purchase, etc are additional inputs into a scoring model

pueblito4y ago

The ol’ Algorithm-as-Patsy strategy. CFPB continues to sleep at the wheel, as designed.

j / k navigate · click thread line to collapse

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kazanins4y ago

Time of purchase, purchased goods, user behavior during the purchase, etc are additional inputs into a scoring model

pueblito4y ago

The ol’ Algorithm-as-Patsy strategy. CFPB continues to sleep at the wheel, as designed.

j / k navigate · click thread line to collapse