Fwiw I don't use Apple Pay either. There's a lot of things I don't use, for various reasons, and "you should just give in and use it" isn't the right response.
At no time has the term ‘dark pattern’ ever been necessarily dependent on getting you to pay money.
Your argument is that I sound stupid, so I must be wrong?
There’s no button.
https://www.cultofmac.com/538999/apple-under-fire-apple-pay-...
https://www.wsj.com/articles/apple-insists-iphone-users-enro...
My other peeve is when streaming apps put a button in the bottom-right of an ad, same size and style as the ‘skip’ button one reflexively clicks. Except it turns out to be an ‘engage even moar’ button.
I don’t disagree regards dark patterns, your example just felt a bit irrelevant to the specific topic being discussed (Amazon pushing a paid for product / cancelling a paid subscription).
I had a bit of a nightmare where one of the credit reporting agencies was convinced my residential address was inside my bank. Their online system referred me to their phone system or sending them mail. Their phone system referred me to their online system or sending them mail. I sent them mail 3 times and got no reply. An online cheat guide for getting to an actual human through their phone system didn't work, and I eventually just started hitting random keys in their phone system and got to a human who was able to sort it out.
You can't even get a secured credit card (backed by a cash deposit) without a credit check (I looked into it), which is going to fail if your residential address is wrong.
Opening a financial account that might misreport something to a credit agency shouldn't be taken lightly.
And please don't ad hominem attack people you're responding to.