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crysin
4y ago
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By negotiating do you mean taking points? I can’t imagine many lenders are willing to go below prime for a 30 year conforming loan.
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s1artibartfast
4y ago
I'm in escrow with less than 4% today w no points. Took some negotiating
ab_testing
4y ago
How to negotiate rates? What do you usually tell them in the phone ?
s1artibartfast
4y ago
Shop around. Ask about relationship deals for assets under management. Ask about getting closing costs credited towards points. Tell them if you have a better offer and ask if there's any discounts the underwriter can offer
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