I was actually just talking with a teacher friend about this very thing (he lives in Germany btw). He was essentially expressing his surprise that the high-school students (well Gymnasium technically), were at the age of ~17-19 already planning their whole live in terms of career, money etc.. That is definitely very different to how it was back when I was a teenager, where one essentially started studying what one was interested in, with career paths being somewhat secondary.

So in short, anecdotal evidence is that yes teenagers are already thinking about their pensions now.

> People in this thread need to stop projecting their problems and worldviews as universal social issues.

While this is correct, we should also not project our memory of what it was to be a teenager > 10 years ago, onto todays teenagers.