Crypto adoption is rising pretty fast in these places. I know you dislike that, but it’s a fact - the tech does work for those usecases. SMS is factually less useful than crypto, there are cash onramps available in the most obscure places, and it helps remittance payments that something similar to AliPay doesn’t. Almost any company that comes into this space has to follow KYC which is basically impossible for the cash societies without these necessary docs. If you look into this, such as the Gates Foundations research on payments and remittance in bankless societies, you’d see that crypto is a great solution. There’s a whole world out there in the crypto sphere outside of shitty NFTs and scams :)