It is almost like, in any context, centralization is bad. I am not sure why we has a civilization have to keep learning this lesson, over and over and over again
Anytime you centralize anything it results in bad outcomes.
Diversity, Diversification, Distributed Models, etc are ALWAYS preferable, I dont care if you are talking about Stocks, People, Housing, Power, Government, you name, Consolidation and centralization is always bad