There are many people in crypto who aren't fond of companies like Coinbase or OpenSea.
The helped to make things a bit more mainstream, but they aren't paragons of decentralization.
The infrastructure worked. The concept did exactly what it was supposed to. 100% successful.
.. and yet lending to unreliable borrowers that no-one else wanted was still a stupid idea.
Or “De-Fi” as the children call it.
