Driving without insurance should be a jailable offence and needs to be taken far more seriously. You are at risk of not having coverage when you cause significant injury or death to someone. If a breadwinner for a family is no longer able to work, the verdict may be more than you can earn in a lifetime which makes you into some sort of debt slave. Not having insurance when you can inflict severe harm on other people is quite dystopian.
> If a breadwinner for a family is no longer able to work, the verdict may be more than you can earn in a lifetime which makes you into some sort of debt slave.
the bigger issue is the breadwinner's family will go from middle class to living in poverty. The types that don't pay insurance are not gonna pay court settlement in a timely manner.