Few people cyclists in the U.S.A. suburs are cycling for transport instead of sport... because of the infrastructure. Only mad cyclists dare their life for it!
The danger while cycling is not the bike or falling down, it's the motorized users.
Like most bike commuters I also drive, I know exactly what's waiting for anyone who's decided to be aggressive on their way past, and it's the next stop light. I'll probably see them there, and it'll be super awkward.