> people overthink the value in being able to self host “just in case”.
This. I'm guilty as charged here over the years. As I've grown older I've realized a few things. Nothing is, or ever will be perfect. Nothing lasts forever, so trying to build for what might happen in the future usually hampers what you do in the present. (IOW, don't worry about what might happen. Just build with what you have now and do the best you can. If what you build lasts until the next wave comes and makes it all obsolete, call that a win.)