Remember that the comment started with "My best guess at why the average person is hesitant to use bitcoin".

The "average person" needs something roughly equivalent to a current bank or credit card in terms of simplicity. Currently, that basically means using third-parties like Coinbase, not reading the Bitcoin whitepaper, managing their own hardware wallets and encryption keys, thinking through backups and disaster recovery scenarios, and being dilligent about maintaining opsec.

When I held crypto, I used a 3rd party.

Why?

Because they are more trustworthy than my own ability to not screw up. I lose/break things all the time. I didn't want a fragile token or backup costing me 5 figures.

> upd after reading responses > Sorry guys I forgot that average person needs to be an idiot. My bad, usually I consider an opposite.

Right. Wanting simplicity and low risk around basic daily purchases and transactions means that someone's an idiot. You seem like a lovely person. Thanks for representing the crypto/BTC community so well.

"Don't worry, you can manage your wallet completely yourself without any 3rd parties" is in absolutely stark opposition to "adoption will grow and grow." If the only people that use BTC are hobbyists who are willing to go through the trouble to find a way to safely manage their own wallet then BTC will never see widespread use.