- you spent the time to know what they do, and how they work

- you set yourself at the right level of security

So you still need to be sure that Apple got every single option completely right for your use case in the configuration you chose.

That’s probably a one time task, and once you understand what it does and where it protects you, you can just move the slider. But it can’t be a “no-brainer” just slide the thing.

I’d compare this to buying an insurance: some will have 3 plans and you just choose one level, some have 250 options and you take hours or days going though each of them.

But whichever you choose you’ll still spend a significant amount of time going though all the papers to even understand what the terms are and what you’re actually paying for. You wouldn’t be paying years of insurance to realize at the worst time that the “just sign this” plan was partly incompatible with you health situation.