These are only unmet demands limited to a few cities that young wealthy educated surburbanites flocked to as a group, thereby making them very expensive. Instead of detailing my unremarkable life, apartment, and neighborhood in Chicago. I'll just say that not everybody has to live in SF, Seattle, Austin, or whatever the next desirable place is. If you can't afford it, there are other places available. It isn't like there aren't tech jobs in Chicago, or remote.