municipalities lack consensus for any other outcome to occur, they are all land fiefdoms.
My mother in law told me yesterday that my sister in law's mother in law's house burned down while they slept (they're safe) this week due to brand new electrics in a brand new house extension, carried out by a licensed (is that the correct word for an electrician?) professional.
This is in England
Our circuits are "properly fused" though with RCDs/circuit breakers, but they're high current because we can have so many large current drawing devices on a single circuit (such as in the kitchen) which is always given its own circuit.
The final ring circuit is an idiosyncracy of British wiring practice, where the cable goes out in a loop from the distribution board to sockets etc and then connects back to the board again. It allows smaller gauge wires to be run for a given current rating, and was introduced after WWII to reduce copper use during reconstruction. This does have some unusual failure modes, but the code is absolutely fine for this system as long as it's followed (including the testing regime after new installations, which will catch, for example, a ring circuit with the neutral conductor disconnected only on one side of the ring). Obviously bad work can happen anywhere.
I meant to say my wife's sister's partner's mother.