I understand that for you I am “a random someone went somewhere”. So from your point of view it might make sense that talking about things that “can happen anywhere” makes some sense.
What you need to understand is that for me I am not just “someone who went somewhere”. This was something that really happened to me personally and it was extremely uncomfortable and I’d rather not delve on the details. That is why a statistic-based argument makes no sense to me. I will never use Airbnb, ever again, because it left me both physically and mentally scarred. It’s not an abstract ethereous thing for me.