Huh? Previously, state representatives elected senators; after the 17th, the voters did. How does either of these things end "state representation" ? You're insisting that "state representation" can only mean "representation of the people already elected by the voters", which is unjustifiably narrow.
> enforces everyone onto a single, centrally controlled bank.
Do you recall the situation before this?
> allows the federal government to directly tax citizens for the first time.
tricky to fight international wars without this, which obviously you could view as a plus.