I get it, it’s fun to make jabs at posts on HN. You don’t need to lean so hard into the trope.
I may have assumed that your backups were encrypted, just because so many backup tools do it automatically. And I didn’t put that in the post. Predictably, I get some kind of jerk replying to the comment with a sarcastic jab, rather than any kind of interesting discussion.
Accidental data loss is the big risk, and for most people, it’s a bigger risk than any risk of someone reading your unencrypted data. It makes sense to start with the most serious risks (data loss), and work your way down to the minor risks (compromise).
It makes not sense to start by encrypting your data, because it significantly increases your risk of data loss, in the absence of good backups. That’s what the article is talking about.