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0 pointsSomeone12343y ago0 comments

Your employer may offer pre-tax vision insurance, this vision insurance is run by Luxottica, and works exclusively at their retail locations and brands.

Sometimes employers will even pay part of the vision insurance premium, thus making it, so your choices are to leave that money on the table OR pay completely out of pocket post-tax dollars.

There are alternative ways to use pretax dollars on eyeware, but many people aren't familiar with them and they require some management.

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kmonsen3y ago

Doesn’t all fsa account cover glasses? Pretty easy to use that for pre tax dollars on eyeware. You can spend it wherever you want.

lotsofpulp3y ago

Vision insurance will typically be subsidized by the employer around 50% or more, so it could still be more expensive to not use the vision insurance.

bombcar3y ago

The crappy "vision insurance" we got "for free" was still more expensive out of pocket than a Walmart optometrist visit + 5 pairs from Zenni.

It's entirely a racket; would be like selling oil change insurance.

LorenPechtel3y ago

Not all of us have FSAs. We're both self-employed, no FSA money.

yencabulator3y ago

You know, the kind of health care self-employed people are more likely to have (high deductible) is more likely to qualify for HSA -- and an HSA is great because it's like a pre-tax extra IRA allowance if you don't use it for healthcare.

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