> Nobody is the bad guy
> We just didn’t understand each other, because we were playing different language games.
The author collectively places the blame on poor communication from both sides. But the reality is that all of the poor communication was entirely from his side, and he knew in advance he struggled talking about money and had an agent for that very purpose.
There's also this whole weird subsection where he describes things the universe did to him as if he has no agency in his own actions and where he ended up in life.