But in most cases I think it is both: FAQ isn't updated/relevant && people don't check it.
In theory everything should be clear from the info/documentation/manual, and when it is not so (as it often happens) and something is actually frequently asked, not only an entry in the FAQ list should be added (together with its FGA[0]) but the sheer fact that it is frequently asked should mean that the topic is not clear enough in the info/docs/etc and these should also actually be corrected/updated.
As a "disciplined" user (who actually did read both the FAQ's and the documentation) when you (manage to) contact (via mail/chat or phone) the assistance with a question/doubt there are usually three possibilities:
1) the assistant knows less than you on the topic and cannot answer properly
2) the assistant is competent and manages to answer your question, though with some difficulty (you made an original question)
3) the assistant is competent and answers your question easily because it has already been answered by him/her tens or hundreds of times (your question was not so original but never made it to the published FAQ's)
#3 is the clear sign of a failure in the way FAQ's are managed.
From the BonqQuest glossary https://www.jerkcity.com/glossary.html