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0 pointsbaking3y ago0 comments

The twist was the check was to cover his purchase of computer and supplies for his home office and after he deposits it he is told to wire $8,000 to a vendor for the equipment. Implied threat is that he is stealing from them if he doesn't wire the money.

Of course even if he waits for the check to clear, the bank will still come after him for the money in a couple of weeks which is usually how long it takes for these bad checks to come back.

Edit: Check was sent to him by UPS which avoids the use of mail fraud which the USPS Inspection Service can prosecute very aggressively.

0 comments

jestarray3y ago

Actually I was not threatened that I was stealing if I didn't wire! I wish I was though because that would have definitely given it away. The receipt of my bank deposit they asked me to take a picture of just had more than enough to pay! I remember double checking the receipt in-case it had too much personal information and even was aware that I didn't want to show my balance but something in my brain just didn't combine all the pieces until I heard the words "wire transfer" which triggered memories of crime shows.

jaclaz3y ago

Besides all the other red flags, what would have (probably) triggered an alarm would have been the actual list of equipment (and its generic content).

Set of furniture?

Copiers?

Graphics generator and software?

Data storage and Microfiche?

High speed Internet access?

All coming from a same supplier, the same that provides the Mac and the "Dual Monitors", maybe it is "normal" in US, but elsewhere there would be several different suppliers, very detailed confirm orders, a lengthy contract for the Internet access, endless back and forth for fixing delivery and installation dates, etc.

smeej3y ago

Microfiche in particular cracked me up.

I'm in my mid-30s and barely old enough to know what microfiche even is!

simne3y ago

This named cross-selling in scientific marketing, when somebody sell to customer related items, even far related.

Best example, when You will buy auto, good seller will try to sell items for tourists, picnic items, spinning, and even bait (sure, will include regulated items in base, like insurance, fire-extinguisher).

bakingOP3y ago

I got you. I said "implied threat" meaning that someone who was having second thoughts before wiring the money is thinking about what could go wrong if they didn't wire the money, and not what could go wrong if they did. As others have mentioned there is also the whole sunk cost fallacy. This whole story is a great example of social engineering and it's the first time I've heard of it. Good for you to take the effort to post it. It's just long and could use a quick summary of the actual scam upfront for people with short attention spans.

ghaff3y ago

Absent all the red flags, the basic form of the scam is pretty sophisticated. Here's a check to get yourself setup from our preferred supplier and expense it when you start probably should set off alarms to the degree that other things seemed off. But it's not by itself something a legit company would likely never do.

aidenn03y ago

IANAL, but the mail fraud laws in the US includes interstate delivery via private carriers, so if they catch the scammers it's still a felony. It seems likely that USPIS wouldn't be involved though.

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