> drag their feet when implementing actually useful anti-fraud measures (like supporting Verified-by-Visa)
Most ecommerce merchants are non-technical, and utilise 3rd party platforms (Shopify, Bigcommerce etc) that in combination with their Payment Gateway don't support these systems.
I can safely say that every order my business has received with a Tutanota address has turned out to be fraud. It is a really strong indicator for a fraudulent transaction.
There are many other signals, but for some reason this is a really strong one.
We see a similar trend with Aleeas, and Simplelogin.
We still get fraud from Gmail and Outlook addresses, but it is picked up using other indicators, IP, IP owner, Shipping Address, phone number reachability, carrier, Payment Methods, name, useragent, "for lease" or "for sale" status of the delivery address etc etc...