of course, you'll say, don't use a crappy password manager. and that's correct. same reason I use a separate format for sketchy sites.

for what it's worth my format isn't really as described, but it is similarly deterministic, but not visually so. the cipher is basic enough to do in your head but complicated enough that you wouldn't know from a glance

a real password example for your scrunity:

m0m2a2yiplagsosowgolredd1o2t3c!o!m2

steps:

m a i l g o o g l e d o t c o m

strategy

zip

secret

mypassword123!!

offset (publicly determinable)

0

unique: 2022

m0m2a2yiplagsosowgolredd1o2t3c!o!m2

i use a password manager so the long text generally is irrelevant. the main reason I do this is because I don't feel comfortable needing my password manager. I like being able to figure out my actual password completely independent of a phone or internet or app.

the strategy depends on how sensitive the app is (strategies include: zip, append, vowel-zip, no-vowel-zip, num-zip, all the same but with a reverse-offset). unique is usually something like when I joined, or something determinable from the site and my head.

all of this seems much more complicated than it is. once you understand you could calculate the password in your head in a couple seconds.