Note that merely having solar panels on your house doesn't automatically let you run your house off of the panels in the event that the grid goes down. Firstly, if you're connected to the grid, then a single house trying to push power into a downed grid would be like trying to refill the ocean with a super soaker. Even with lots of houses doing it, the frequency would be wildly unstable at best and cause damage to equipment. Secondly, it poses dangers for lineworkers who are probably trying to resolve the outage, by putting surprise voltage into wires.
It's certainly possible to have a solar installation that does let you disconnect from the grid, but it requires extra hardware (including a battery backup).