> What do you do if you have dependents or complex medical needs personally
You get COBRA through your former employer. Been there done that. I had a pre-existing condition that I couldn’t get health insurance individually (pre-ACA)
> What happens if you have a personal emergency during your job search? What do you do if you have existing debt from a previous emergency, medical crisis, etc?
You talk to the people and make arrangements or you just don’t pay them until you can afford to. Your priority becomes house, food, shelter, car.
How do you think people making much less than tech workers handle it?