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0 pointsThorrez3y ago0 comments

Why wouldn't small items have chargeback costs? Do credit cards ban chargebacks for them? If someone buys something cheap, it doesn't come, and the credit card company refuses to allow a chargeback, that's going to make some customers mad.

0 comments

rendaw3y ago

Would you really file the chargeback paperwork for a $1 purchase? Even if you're scammed, it's at the level where you say "I'll be careful next time" and move on.

ThorrezOP3y ago

I might. There are 3 reasons:

* Money. This doesn't matter much too me, but it might for people who make a lot less than me. The comment I replied to was about anything less than $10, not about $1 specifically.

* Preventing future scams. By doing a chargeback against scammers, you're making it more likely they'll get banned. So you're helping to prevent other people from getting scammed in the future. It's a good deed. When I see phishing sites, I report them. Why wouldn't I report a scam?

* Revenge. Some people want to see the bad guys get punished.

tluyben23y ago

I would not call it revenge but yes, if you do nothing because it is low value or not important enough for your time, bad people will do bad things more because they are not punished. I try to report spam to the registrar and hoster and I report fraud to the bank for that reason.

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