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0 pointsThaxll3y ago0 comments

Most use case are not hacks aren't they? If you charge back because not happy for example? Every time you charge back Steam or Epic has to pay $10 or so to the bank if I recall.

0 comments

devmor3y ago

There are many acceptable (to the financial institution) reasons to perform a chargeback.

Treating them all in the same manner is a business problem on the merchant's end.

flangola73y ago

There are other reasons to use a chargeback than just fraud.

ThaxllOP3y ago

Which is?

cwkoss3y ago

- Deceptive advertising

- Removal of advertised features

- Broken UX / Failure to deliver purchase successfully

(I think that last one is going to be increasingly common as people spin up a bunch of thin-clients over GPT-4 and other AI tools - I've already tried buying an AI art thing and it was just completely broken and had to do a refund through googlepay).

TheCoelacanth3y ago

Other examples would be the goods or services paid for never being actually delivered or being significantly differently that what was promised.

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