You made a bold and unfounded statement:
> it creates an externality we all have to deal with - we're basically subsidizing their credulousness by getting defrauded.
and I commented on why I thought it was wrong (e.g. "you don't have to deal with these externalities unless YOU choose to"). How is that not a discussion?
> That's not really what I'm here for, so take care.
Yet, you still responded...hence, discussion.
Sheesh, tough crowd.