But, a lot of this advice like “take risks” is much easier to do when your failures don’t result in losing everything. If a poor person starts a business and fails they might not be able to afford to eat. If Sam Altman failed would he have been pushed to a similar place on the socioeconomic ladder? My guess is no. It’s much easier to fail when your failure state is that you can rely on your well off family with relatively little hardship.