Just to put this into perspective a little… due to hurricane risk, ALL the big boys (Allstate, State Farm, et. Al.) refuse to offer homeowners insurance in the entire state of Florida.
The reason this is kind of bullshit is because there are parts of Florida- even on the coast- that get fewer direct strikes from hurricanes than parts of Texas, Louisiana, North Carolina, and even New Jersey[0]
[0] https://www.nhc.noaa.gov/paststate.shtml
There’s a better link but the website seems to be down. This link shows a map of direct strikes from hurricanes, split into smaller groups than “northeast”, “southeast”, et. Al. http://www.csc.noaa.gov/hurricanes
